Are you wondering whether you have outstanding debts before registering your vehicle or renewing your license? Checking your Multas ANT takes less than two minutes, and once you see the amount, paying them is just as simple.
In 2026, the National Transit Agency temporarily suspended the verification of outstanding amounts for several procedures. But be careful: suspension does not mean forgiveness, and your debt remains registered.
Current Status of ANT Fines in 2026
- The ANT extended the suspension of fine verification until December 31, 2026 (Resolution ANT-ANT-2026-0069-R, issued on October 1).
- The measure is nationwide. It includes procedures handled by the ANT, municipal GADs, and the National Police.
- Vehicle registration, technical inspections, and licenses can proceed without the system blocking the procedure because of outstanding debts.
- This is not a cancellation of fines. Violations remain registered in the SUIT (Unified Traffic Violations System).
⚠️ Warning: If the deadline is not extended again, outstanding debts could prevent you from completing procedures starting in 2027. The safest option is to settle your debts on time.
💡 Tip: Don’t know how much you owe? Start with a quick review of your Ant fines and then follow the steps to pay them.
| Date | What Happened |
| April 16, 2026 | The ANT suspends the verification of outstanding fines (ANT-ANT-2026-0029-R) |
| September 30, 2026 | Previous deadline |
| October 1, 2026 | Resolution ANT-ANT-2026-0069-R is published |
| December 31, 2026 | New deadline |
What Are ANT Fines and Who Issues Them?
They are financial penalties for traffic violations established under the Comprehensive Organic Criminal Code (COIP). Each fine is calculated as a percentage of the Unified Basic Salary (SBU), which in 2026 is $482. In addition to the monetary penalty, many violations deduct points from your license.
Fines may result from a citation issued by a traffic officer, the Ecuadorian Transit Commission (CTE), or camera enforcement (photo fines) on certain roads. Regardless of who issues the fine, the amount depends on the type of violation.
How to Check Your Fines by License Plate or ID Number
- Visit the official website of the National Transit Agency.
- Open the citations and points consultation section.
- Select license plate, ID number, RUC, or passport.
- Enter the number without hyphens or spaces.
- Click “Consult” and review the date, amount, violation, issuing authority, and status (paid or pending).
💡 Tip: If you search by ID number, you will also see your license points. If no results appear, you have no records in the ANT system, but you should also check your municipality’s website.
The consultation is free, and you can perform it as many times as you want. Make it a habit to check before any vehicle-related procedure, not just when you receive a notification.
How Much Do Traffic Violations Cost in 2026?
| Violation | % of SBU | Approximate Amount | Points |
| Driving without having obtained a license | 100% | $482 (plus 3 days of imprisonment) | −10 |
| Causing an accident with property damage worth less than 2 SBU | 50% | $241 | −9 |
| Disobeying traffic signs, traffic lights, or a traffic officer | 30% | $144.60 | −6 |
Indicative amounts. Always confirm the exact amount on your citation.
Since the SBU increased from $470 to $482 in 2026, all fines linked to it automatically increased. Repeat violations usually cost more than the first offense.
Payment of ANT Fines: Where and How to Pay
Once you know how much you owe, paying is simple. Here is the usual process:
- Confirm the amount and issuing authority in the consultation results.
- Choose a payment channel: an authorized bank or the ANT’s official platforms.
- Pay the exact amount displayed for your license plate or ID number.
- Keep the receipt or confirmation of ANT Fines Payment.
- Check again a few days later to verify that the status has changed to paid.
Authorized banks: Banco Pichincha, Banco del Pacífico, Produbanco, Banco Guayaquil, and Banco Bolivariano.
Take Advantage of the 50% Discount
- The discount applies if you pay within 20 days of the notification.
- It only covers violations under the COIP, not fines issued by municipalities.
⚠️ Warning: Some guides mention a period of 10 business days. Check the deadline written on your notification and always keep your payment receipt.
Pay in Installments Through a Payment Agreement
If your total debt exceeds 1 SBU ($482), you can request a payment agreement. Visit an ANT agency with your valid ID and ask about the requirements for your case.
ANT Fines vs. Municipal Fines: Where to Check
| Issuing Authority | Where It Is Recorded | Discount Rule |
| ANT / COIP violations | National consultation system (SUIT) | 50% if you pay within 20 days |
| AMT Quito | Quito municipal system | The ANT discount does not apply |
| ATM Guayaquil | Guayaquil municipal system | The ANT discount does not apply |
| Other GADs | Each municipality’s website | Depends on local regulations |
💡 Tip: If you drive in more than one city, check both the national consultation system and each municipality’s website. A clean record in the ANT system does not guarantee a clean record everywhere.
Fines and Procedures: What Can Block You?
While the suspension remains in effect, your procedures should not be delayed. Nevertheless, these are the procedures most affected by outstanding fines:
- Vehicle registration and technical inspections
- Driver’s license renewal
- Vehicle ownership transfer
- Buying or selling a used vehicle
💡 Tip: Before buying a used car, check its license plate and ask the seller for payment receipts for previous fines.
License Points and Traffic Fines
- Your license starts with 30 points, and each violation deducts points.
- You can voluntarily recover points once a year, provided you have no outstanding debts.
- After one year without violations, you can earn up to four additional points.
- If you maintain all 30 points and commit no violations during the license validity period, renewal comes with a 50% discount (non-professional license: $34).
If you lose all 30 points, your license is automatically suspended for 60 days, so keep track of your balance.
How to Contest a Fine and What Prescription Means
Contest a fine when there is an error, such as an incorrect license plate, a vehicle you have already sold, or a questionable photo fine. Gather evidence such as the sales contract, photographs, and receipts.
Prescription is another option. In 2023, the ANT enabled people to request prescription for fines issued between March 29, 2011, and August 9, 2014. The request must be submitted in writing to the provincial director and include your full name, ID number, a clear request, and your signature.
⚠️ Warning: Prescription applies to the collection of the fine, not the points lost. Additionally, those who are already paying through a payment agreement cannot qualify.
Mistakes to Avoid with Your Traffic Fines
- Believing the suspension erased your debt. It did not.
- Ignoring municipal records. AMT and ATM fines may not appear in the national consultation system.
- Missing the discount period. Paying late could cost you twice as much.
- Throwing away payment receipts. You will need them if a paid fine reappears.
- Leaving everything until the last day. Systems become overloaded before deadlines.
Common Problems and How to Solve Them
- I paid, but the fine still appears as pending: In 2023, synchronization problems occurred between the ANT and municipalities. Contact the official channels and provide your payment receipt.
- A fine I do not recognize: Verify the license plate and date. If there is an error, contest the fine.
- The system is not working: Try again later instead of paying through unofficial channels.
⚠️ Beware of Scams: For ANT Fines Payment, use only the ANT’s official channels or authorized banks. Be cautious of links received through WhatsApp or social media.
Quick Checklist Before December 31, 2026
- Check your license plate and ID number on the ANT’s official website.
- Check your municipality’s website (AMT, ATM, or your GAD).
- Pay within the discount period whenever possible.
- Ask about a payment agreement if your debt exceeds $482.
- Keep every payment receipt for several months.
Frequently Asked Questions
Have the fines been forgiven? No. The ANT clarified that the suspension only prevents procedures from being blocked, but the debt remains.
How do I know if I have fines linked to my license plate? Visit the ANT’s official website, select “License Plate,” enter the number without hyphens, and click “Consult.”
Is the consultation free? Yes, it is free, and you can check as often as you need.
Can I pay in installments? Yes, through a payment agreement when the debt exceeds 1 SBU ($482).
Why does my Quito or Guayaquil fine not appear? Because it may be recorded in the municipal system (AMT or ATM) rather than the national system.
Do license points expire along with the fine? No. Prescription eliminates the collection of the fine, but the points lost remain.
Conclusion
Checking on time saves you money, points, and headaches. Search using your license plate or ID number, pay within the discount period, and keep your receipts. With your under control, you will reach December 31, 2026, without surprises.